What is required for a loan?

1. you must be a filipino citize;
2.of legal age;
3. stable income

How to borrow money?

Download the app, register and log in to the account. After filling out the information, you can submit the application, and after the application is approved, the cash will be paid into your bank account

How to raise the loan limit?

All you have to do is borrow successfully and make your payments on time, and you can increase your credit quickly

How to repay?

To do this, please log in to the Laya Loan app and follow the instructions. You can repay your loan via 7Eleven, GCash, Cebuana Lhuillier, SM and many more!

How long will it take to get the approval result?

We apply completely online, and it takes one minute fastest to approve

How do I deregister my account?

1. Log into the Laya Loan app, click [Account] - [Settings] - [Account and Security] to find the option [Delete Account].
2. Click [Delete Account] - and Agree to the above Terms - [Comfirm]. If there are no outstanding loans or reviewing orders, you can follow the steps to apply for cancellation/deletion of your account and personal information.

With our commitment to keep user personal information safe, your personal information will not be distributed to any third party by adhering to applicable laws and regulations.

Laya Loan stores your Personal Data in the Electronic System for a minimum of 5 years after the end of the business relationship. During the period of business relationships, you have the right to request modification of your personal data or revoke permission to process your personal data; after the business relationship ends, you have the right to request the deletion of all personal data you have provided, and Laya Loan will make modifications/deletions in accordance with relevant laws and regulations, at your request.

Personal Data may includes but not limited to name, gender, email address, city of residence, current address, company address, marital status, employment, income/salary, etc. and other data in accordance with statutory provisions.